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Catergory: Business, Nonfiction

An expose of insurance injustice and a plan for consumers and lawmakers to fight it

Over the last two decades, insurance has become less of a safety net and more of a spider’s web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation.

Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It’s the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.

Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue. Click to expand…
Contents of Download:
Jay M. Feinman Delay Deny Defend.m4b (08:59:20) (2010) (490.21 MB) Click to expand…
Duration: 08:59:20
BitRate: 125 Kbps English

️ Jay M. Feinman Delay Deny Defend (491.22 MB)

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Catergory: Science Fiction & Fantasy

It wasn’t easy being the local slayer.
Especially these days, when dragons owned the banks, vampires were peddling health insurance, and demons ran the strip clubs.
Still, I’m not exactly hurting for work. Because no sooner do I finish putting down a wannabe necromancer than I get home to find a woman on my porch with her body tattooed in mystic runes, clutching an eldritch cube, and with a hell of a tale to tell. To make matters worse, there’s a cult after her, a wolf-girl biker wants a piece of me (in more ways than one), and the new department store is messing with the time space continuum.
Add in the local kitsune being convinced aliens are real and the government is controlling people’s minds through their fillings, monsters bleeding into reality, and nymphs addicted to cheeseburgers, and things are officially complicated.
Ah well. It’s a tough job, but someone’s gotta do it.
Shotgun Sorcery is Jay Aury’s newest book! Featuring conspiracy theorist kitsunes, biker wolf girls, annoying mascots, and eldritch horrors named Bob, it’s sure to delight and entertain. Click to expand…
Contents of Download:
Shotgun Sorcery Babes And Boomsticks.m4b (07:55:28) (2025) (432.85 MB) Click to expand…
Duration: 07:55:28
BitRate: 125 Kbps

️ Jay Aury Shotgun Sorcery Babes And Boomsticks (432.85 MB)
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Duration: 07:19:56
BitRate: 125 Kbps English

️ Jay Aury Shotgun Sorcery 2 (401.17 MB)

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Download Info
Folder: audiobook
Format: MP3
Total Size: 227.73 MB

File List:
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📌 Jathan Sadowski Mechanic And The Luddite Audiobook.mp3 (08:15:05) (226.73 MB)

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Duration: 08:15:05
BitRate: 64 Kbps

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Catergory: Fiction & Literature, Thrillers, Mystery & Suspense

The beautiful game just got deadly.
London City is playing in Athens, and football manager Scott Manson is keeping his team on a tight leash. He needs them home in one piece for a crucial match at Silvertown Docks.
But Scott didn’t plan for death on the pitch. As the Greek authorities are mounting a murder investigation, Scott must find the truth – and fast – to get his boys home in time. Click to expand…
Contents of Download:
Jason Trapp 08 Hand Of God.epub (2022) (404.61 KB)
Jason Trapp 08 Hand Of God.m4b (08:46:36) (2015) (487.39 MB) Click to expand…
Duration: 08:46:36
BitRate: 128 Kbps

️ Jason Trapp 08 Hand Of God (488.79 MB)

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How propaganda undermines democracy and why we need to pay attention

Our democracy today is fraught with political campaigns, lobbyists, liberal media, and Fox News commentators, all using language to influence the way we think and reason about public issues. Even so, many of us believe that propaganda and manipulation aren’t problems for us-not in the way they were for the totalitarian societies of the mid-twentieth century. In How Propaganda Works , Jason Stanley demonstrates that more attention needs to be paid. He examines how propaganda operates subtly, how it undermines democracy-particularly the ideals of democratic deliberation and equality-and how it has damaged democracies of the past.

Focusing on the shortcomings of liberal democratic states, Stanley provides a historically grounded introduction to democratic political theory as a window into the misuse of democratic vocabulary for propaganda’s selfish purposes. He lays out historical examples, such as the restructuring of the US public school system at the turn of the twentieth century, to explore how the language of democracy is sometimes used to mask an undemocratic reality. Drawing from a range of sources, including feminist theory, critical race theory, epistemology, formal semantics, educational theory, and social and cognitive psychology, he explains how the manipulative and hypocritical declaration of flawed beliefs and ideologies arises from and perpetuates inequalities in society, such as the racial injustices that commonly occur in the United States.

How Propaganda Works shows that an understanding of propaganda and its mechanisms is essential for the preservation and protection of liberal democracies everywhere. Click to expand…
Contents of Download:
How Propaganda Works Part01.mp3 (01:01:13) (2016) (28.03 MB)
How Propaganda Works Part02.mp3 (01:06:37) (2016) (30.5 MB)
How Propaganda Works Part03.mp3 (52:38) (2016) (24.1 MB)
How Propaganda Works Part04.mp3 (54:28) (2016) (24.94 MB)
How Propaganda Works Part05.mp3 (56:00) (2016) (25.64 MB)
How Propaganda Works Part06.mp3 (57:37) (2016) (26.38 MB)
How Propaganda Works Part07.mp3 (46:43) (2016) (21.39 MB)
How Propaganda Works Part08.mp3 (42:06) (2016) (19.28 MB)
How Propaganda Works Part09.mp3 (44:10) (2016) (20.23 MB)
How Propaganda Works Part10.mp3 (55:35) (2016) (25.45 MB)
How Propaganda Works Part11.mp3 (57:35) (2016) (26.36 MB)
How Propaganda Works Part12.mp3 (57:28) (2016) (26.31 MB)
How Propaganda Works Part13.mp3 (55:32) (2016) (25.43 MB)
How Propaganda Works Part14.mp3 (01:01:48) (2016) (28.3 MB) Click to expand…
Duration: 12:49:30
BitRate: 64 Kbps English

️ Jason Stanley How Propaganda Works (353.34 MB)

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Jason Pargin – Zoey Is Too Drunk for This Dystopia

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Name: Jason Pargin – Zoey Is Too Drunk for This Dystopia
Format: mp3
Size: 420.05 MB Click to expand…
Book:
Title: Zoey Is Too Drunk for This Dystopia
Author: Jason Pargin
Language: English
Year: 2023
Subjects: Fantasy, Fiction, Science Fiction, Humor (Fiction)
Publisher: St. Martin’s Publishing Group
ISBN: 9781250285935
Total pages: N/A Click to expand…
Description:
Zoey is Too Drunk for This Dystopia is the latest installment in New York Times bestselling author Jason Pargin’s thrilling Zoey Ashe sci-fi series.
Zoey Ashe wakes up every day feeling like she’s trying to steer a battleship while tied to the propeller. The twenty-three-year-old heiress to a criminal empire is navigating a futuristic world of high-tech liars and cutthroats, forced to learn the rules of a devious game she never asked to play. Now she’s facing a crisis that is both bigger and stranger than all that came before:
The gleaming new city of Tabula Ra$a is hosting its massive annual music festival, which every year precedes the equally massive annual drunken riot. This is all organized by Zoey’s people, including the riot. As her advisors explain, the citizens need a little controlled chaos now and then. Zoey, however, fears the chaos will not stay controlled for long.
When a horrific crime is broadcast live on an all-seeing social network, Zoey and her team suspect a carefully-stage hoax arranged by one of the Tabula Ra$a’s shadowy power players. But in a city in which lies are always served in layers, even that explanation will prove far too simple. Click to expand…
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Catergory: Science Fiction & Fantasy

A Darkly Humorous Post-Apocalyptic Sci-Fi Romp
Word of advice: don’t go touching weird alien crystals without first considering the consequences-especially if they just fell out of the sky and crushed your house.
Hi there, Jack Cobb here. See this scar on my hand? The one that looks like a pair of lips? Yeah, it wasn’t always a scar. At one point, it was home to a chatty little logophile I sometimes wish I could strangle.
Together, we had one job: save the world-or at least, save the people in it-and find the missing pieces to build a machine that might just save ourselves before the world kicks us to the curb.
This is a first-contact, end-of-the-world, come-to-Jesus sci-fi romp. Think Hitchhiker’s Guide to the Galaxy meets Aliens, with a little E.T., Left Behind, and a healthy dose of black budget conspiracies, bloody romance, and 80s pop culture references. If you love sarcastic survivors, weird alien tech, and the fine line between saving the world and dooming it, this book is for you. Click to expand…
Contents of Download:
Project Star Pickle B0FRVD493Y.m4b (07:57:26) (2025) (434.74 MB) Click to expand…
Duration: 07:57:26
BitRate: 125 Kbps English

️ Jason Osmond Project Star Pickle B0FRVD493Y (436.74 MB)

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Catergory: Romantasy, Dark Romance, LGBTQ+ Romance

Are you ready for Bonds of Hercules ? The sequel to the viral hit Blood of Hercules is finally here! Packed with spicy romance, Greek mythology, and dangerous husbands, Bonds of Hercules is perfect for fans of tension, betrayal, and choosing sides. Purchase your copy today!

I’m Hercules, but my powers are not what they seem.

I’m trapped in a marriage with my two enemies and I’ve accidentally joined a cult. To make matters worse, Augustus and Kharon are trying to seduce me. It doesn’t help that my mentors, Achilles and Patro, are acting really strange.
Now, a dangerous prisoner has escaped from the Underworld, and things are spiraling out of control.
Men are fighting over me.
Mysteries are unfolding left and right.
And I’ve had enough .

Everybody better beware because I’m fighting in the Gladiator Competition and seizing my power.
Things are about to get very messy.
For Sparta.

Perfect for readers who love:
✔ "Who did this to you?"
✔ Torrents_not_Allowed heroine
✔ Extreme Enemies to Lovers
✔ Morally Gray Alpha Heroes
✔ Greek Myths and Gladiator competitions
✔ Zodiac Academy , Quicksilver and Shield of Sparrows Click to expand…
Contents of Download:
Jasmine Mas Bonds Of Hercules.m4b (16:14:58) (2025) (901.72 MB) Click to expand…
Duration: 16:14:58
BitRate: 127 Kbps

️ audiobook (901.72 MB)
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Catergory: Fantasy, Fiction, Mythology

An ordinary man discovers a hidden world of supernatural creatures-and an unexpected home-in this enchanting contemporary fantasy debut.
"Unique, haunting, riveting, and beautifully magical."-Sarah Beth Durst, New York Times bestselling author of The Spellshop
"Anderson has conceived of such a rich world, and such a textured mythology. I can’t remember a time when cryptids felt more . . . real."-Justin McElroy, #1 New York Times bestselling author of the Adventure Zone series
Green trips on the curb, falls flat into the street, and sees the city bus speeding toward him. And then . . . blink. He’s back on the curb, miraculously still alive. A five-foot-tall crow watches him from atop a nearby sign, somehow unseen by the rushing crowd of morning commuters.
Desperate for answers and beset by more visions of impossible creatures, Green finds his way to a remote campsite in the Appalachian Mountains, where he meets a centuries-old teacher and begins an apprenticeship unlike anything he could imagine.
Under his new mentor’s grouchy tutelage, Green studies the time-bending rag moth, the glass fawn, and the menacing horned wolf. He begins to see past hidden nature’s terrors and glimpse its beauty, all while befriending fellow misfits-and finding connection and community.
Along the way come clues about the forces that set him on this path-and, most incredibly, a sense of purpose and fulfillment like nothing he’s felt before.
But Green’s new happiness promises to be short-lived, because alongside these marvels lurks a deadly threat to this place he’s already come to love.
Creepy, cozy, and beautiful, Strange Animals is a fantasy about home, belonging, and the fearfully wonderous nature all around us. Click to expand…
Contents of Download:
Jarod K. Anderson Strange Animals.m4b (10:17:11) (2026) (296.11 MB) Click to expand…
Duration: 10:17:11
BitRate: 66 Kbps

️ Jarod K. Anderson Strange Animals (297.11 MB)

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